7.50% Mahila Samman Bachat Patra / Savings Certificate
in Articles, Fixed Deposits, Investments
Finance Minister Nirmala Sitharaman in her Budget 2023 speech has proposed to introduce a new post office small savings scheme, called Mahila Samman Bachat Patra / Savings Certificate, carrying 7.50% fixed interest rate. There will be a cap of investment amount up to Rs. 2 lakh and the scheme will be available for 2 years
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IIFL Finance Limited 9% NCDs – January 2023 Issue
in Bonds/NCDs, Featured
This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at shivskukreja@gmail.com IIFL Finance will be launching its public issue of non-convertible debentures (NCDs) from January 6, 2023. The company wants to raise Rs. 1,000 crore from this
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RBI’s 7.35% Floating Rate Saving Bonds
in Articles, Bonds/NCDs, Featured
This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at shivskukreja@gmail.com Investors often seek safe-havens for their hard earned money, and nothing could be more safe than the securities which are issued by the government or the central bank of
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Why Financial Investments, Not Your Cherished Antique Collection, Make the Best Inheritance Gift
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Why Financial Investments, Not Your Cherished Antique Collection, Make the Best Inheritance Gift When it comes to passing down wealth to future generations, many people consider leaving behind cherished family heirlooms, such as antique collections, rare artwork, or valuable collectibles. While these items may hold sentimental and historical value, they are often not the best
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Why UAE’s Golden Visa is the Top Choice for Global Millionaires
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Why UAE’s Golden Visa is the Top Choice for Global Millionaires The United Arab Emirates (UAE) Golden Visa has become a magnet for global millionaires seeking a secure, tax-friendly, and business-oriented residency option. With its long-term visa benefits, thriving economy, and world-class lifestyle, the UAE offers unparalleled opportunities for high-net-worth individuals (HNWIs), entrepreneurs, and professionals.
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Double Delight: How Joint Home Loans Can Help Couples Save Big on Taxes
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Introduction of Double Delight: How Joint Home Loans Can Help Couples Save Big on Taxes Buying a home is a significant milestone, and for couples, it often means combining financial resources to secure a dream property. One of the best ways to optimize finances while purchasing a home is by opting for a joint home loan.
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Invest in Index Funds, Keep It as Simple as Possible: Morgan Housel
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Invest in Index Funds, Keep It as Simple as Possible: Morgan Housel Investing can seem like a complex game that requires deep financial knowledge and constant monitoring. However, some of the most successful investors advocate for simplicity. One of them is Morgan Housel, a renowned financial writer and author of The Psychology of Money. His investment
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Faced with Health Insurance Premium Hikes and Claim Disputes? Here’s What Policyholders Can Do
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Faced with Health Insurance Premium Hikes and Claim Disputes? Here’s What Policyholders Can Do Health insurance is a critical financial safeguard, ensuring access to quality healthcare without excessive out-of-pocket expenses. However, many policyholders find themselves grappling with rising premiums and claim disputes, making it essential to understand how to navigate these challenges effectively. Understanding Premium
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Women Borrowers on the Rise: CIBIL-Niti Aayog Report Shows 22% CAGR Over Five Years
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Women Borrowers on the Rise: CIBIL-Niti Aayog Report Shows 22% CAGR Over Five Years The financial landscape is witnessing a significant shift as more women are actively participating in credit markets. According to a recent report by CIBIL and Niti Aayog, the number of women borrowers has grown at a compound annual growth rate (CAGR)
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How Tax Sops Can Help Women Enter the Workforce and Stay There
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How Tax Sops Can Help Women Enter the Workforce and Stay There Women’s participation in the workforce is crucial for economic growth and gender equality. However, several barriers, including financial constraints, caregiving responsibilities, and workplace policies, often limit their entry and retention in formal employment. One effective way to address these challenges is through tax
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Sattva Group and Blackstone-Backed JV Files DRHP to Raise ?6,200 Crore in India’s Largest REIT IPO
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Sattva Group and Blackstone-Backed JV Files DRHP to Raise ?6,200 Crore in India’s Largest REIT IPO Introduction India’s real estate sector is set for a major milestone as Sattva Group and Blackstone-backed joint venture (JV) has filed its Draft Red Herring Prospectus (DRHP) to launch the country’s largest Real Estate Investment Trust (REIT) IPO, aiming
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Opportunities & Risks: Rohit Seksaria Shares What Investors Need to Know
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Opportunities & Risks: Rohit Seksaria Shares What Investors Need to Know Introduction In the ever-evolving world of finance, investors must constantly balance opportunities and risks to achieve long-term success. Rohit Seksaria, a seasoned investment expert, recently shared his insights on the current market landscape, highlighting key opportunities for growth while warning about potential risks that
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India Set to Overcome Worst Cash Crunch in Years on RBI Steps
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India Set to Overcome Worst Cash Crunch in Years on RBI Steps India has been grappling with one of its worst liquidity crises in years, impacting businesses, banks, and consumers alike. However, the Reserve Bank of India (RBI) has stepped in with strategic measures to ease the cash crunch and restore financial stability. With proactive
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Plan Today, Relax Tomorrow: The Benefits of NPS for Your Golden Years
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Plan Today, Relax Tomorrow: The Benefits of NPS for Your Golden Years Introduction Retirement is a phase of life that everyone dreams of enjoying without financial worries. But achieving that level of security requires planning today. One of the most effective ways to ensure a comfortable retirement is by investing in the National Pension System
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International Women’s Day: Why a Customised Financial Plan, Not a Cookie-Cutter Approach, Is Key to Financial Freedom
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International Women’s Day: Why a Customised Financial Plan, Not a Cookie-Cutter Approach, Is Key to Financial Freedom Introduction On International Women’s Day, it’s time to celebrate not just the achievements of women but also the journey towards financial independence. While financial planning is essential for everyone, women face unique financial challenges—career breaks, longer life expectancy,
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