Month: September 2009

Last week I wrote about the things to keep in mind while using a retirement planning calculator, and since then I have a few more thoughts on some of the variables that go in there.

A retirement planning calculator will normally give you two rate of returns to input. One is the rate of return you expect before retirement, and the second is the rate of return you expect after retirement.

There are two different rates because normally as people grow older, they move towards less risky investments. If you assume less risk, then your returns will also go down.

If you are already retired, then possibly all your investments will be fixed deposits or government bonds, as opposed to stocks or equity mutual funds which have more risk.

Continue reading “Retirement Planning Calculator: Some more thoughts”

The following is a guest post by Taipan Publishing. It is written by Adam Lass, who is the Senior Editor of Wave Strengths Options Weekly. All views expressed are his own, and this is not a buy recommendation from One Mint.

This American company has gained 777% the old-fashioned way: selling junk in backroom deals.

As regular readers know, I am a Ford man.

Back when I was a kid, you had to make three really important choices. First, you had to pick a political party. Didn’t matter how well you knew the candidates – you picked a party and that’s what you were.

We are talking Democrat or Republican here. Libertarians weren’t much discussed, and backing the Socialists could get your parents blackballed at work. And if you wanted peace around the dinner table, you just went with the same side your folks did.

Second, you had to choose “your” baseball, basketball and football teams. We didn’t have rotisserie leagues back then, so there was no “à la carte.” You picked your guys, and you defended their every move in the schoolyard and on the stoop – with fists if need be.

Prudent Choices

Continue reading “Follow the money: Washington to Wall Street”