This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected]
I have already posted three articles for Sukanya Samriddhi Yojana and the queries regarding this scheme are not showing any signs of tiredness. People have been asking all kind of queries regarding various features of this scheme and sharing all kind of experiences here on these posts. The biggest problem they are facing is to find out which bank branches are opening this account and accepting deposits from the general public. Banks are showing their inability to open these accounts as they do not have any clue about the account opening process.
I also got a few comments in which people wanted me to post a duly filled application form so that they can also easily fill the application form for themselves. So, here you have the sample of a duly filled application form:
The application form is fairly simple and you can fill it in less than two minutes. Also, I have filled this application form to the best of my knowledge. So, if any of you find any discrepancy in it, please point it out to me and I’ll rectify it as soon as possible.
Please don’t forget to carry the necessary documents to open this account, which are as under:
* Birth Certificate of the Girl Child
* Identity Proof or Aadhaar Card of the Parent/Legal Guardian
* Residence Proof or Aadhaar Card of the Parent/Legal Guardian
* 2 Photographs of the Depositor/Parent/Legal Guardian
Much has already been mentioned about this scheme in my earlier posts, so I’ll wrap it up here. If you have any query regarding this scheme or any of its features, please let me know.
Application Form for Sukanya Samriddhi Yojana
List of authorised commercial banks where you can get this account opened
Sir , why should we submit my daughters photographs, I think when this will mature at that time she can not be recognized by the same photo.
Hiii
Please tell me.. Is it possible to open account before 1 yr baby?
Hi!
How do I get the tax benefit by showing this as a proof of investment to my company. There is no where mention of this scheme coming under Section 80C or 80 CCC. Will the attestation of the passbook from the post master suffice? Please advice.
Thanks
John
if you go post office with this application. post office give you new 4 page application form for your all wicket down. so your one day west time also spent so please update this form.
Hi shiv
Firstly happy diwali to u nd ur family.
I want to know.
1.if account 21 year complete but on the same time if we or girl is not want to marriage due to anyy reason, can we withdrawl the amount in that case or money automatically come to account.
2.What docement is required at the time of partial withdrawl, at the time of marriage,at the time of complete 21 year.
3.Suppose in case both guardian or baby girl died in a accident or due to any reason than what happen to accounts money.
Regards
Neeraj
Hi Sir,
I want to know that can I pay money through bank account or link the account with SSY so money can automatically deuct from my salary account .please suggest me
Sir meri 6 mahine ki beti he uske liye konsa plan best hoga sir..?? Aur isme hm supose abhi mene mnthly plan 5000 se kiya aur baad me 2 3 saal baad kya me plan chng kr skta hu..!! Mtlb 10000 bhrna chahu mnthly baad me to bhr skta hu.. aur iska benifit milskta he..??
Sir meri 6 mahine ki beti he uske liye konsa plan best hoga sir..??
Hi,
Is it possible to deposit the amount from any post office across country with the pass book or we can only do it at the post office branch where we opened the account?
Sir yearly kist jama kar sakte hai.bank account se mantholy kist katati rahegi
Dear friends,
One another document is required for opening a SSA, That is
Photocopy of PAN card of legal guardian / parent .
Hi Sir,
The 50 percent withdrawal is it 18 years from the registration or is it when the girl turns 18. Please let me know the same.
sir, i am telling my query regarding my 8 years age daughter, who is suffering down syndrom (75% severity). So, I would ask you that is she eligible to open account for my daughter under the scheme of SUKANYA SAMRDIDHI YOJANA.
Waiting for reply.
Frm
T.S.Jiwani
Mera ssa me 2 account post office me Hai …kya me is account ko SBI me transfer kar Santa hu…kyoki me Jo bhi transaction karta hu uski details nahi milta…account ki detail kaha se mile Gi ..koi SMS or contact no.
Hi Shiv,
Can we deposit money through NEFT or online banking? Please advice
Regards,
Brijesh
Hi Brijesh,
Post offices do not provide such facility, but banks like SBI would provide such facilities.
Good afternoon sir !
Thank you for all the information.
I have just one query.
If I am the depositor , Can I use the maturity amount with due consensus from girl child for some other purposes along with for her marriage & education ?
Yes Prashant, you or your daughter can use the maturity amount for any purpose other than higher education or marriage expenses.
hi
please let me know what are the documents to be attched while submission
thanks
Village Ahmednagar Tehsil khekra district Baghpat UP pincode 250 101
Thanks very much sir . As its imp info for us thats given by u ?
Thanks Nilesh for your kind words!
Sir, if I changed the amount every year, then how do I came to know that, at maturity how much I will get???
Hi Vivek,
It is extremely difficult to guesstimate the exact maturity amount if you deposit different amounts every year. Moreover, even interest rate is not fixed, so it is not possible to calculate exact maturity amount.
Sir, 1) if I changed the amount every year, then how do I came to know that, at maturity how much I will get???
2) How many time in a month I can deposit money? Is there any rules for depositing money???
There is no limit on the no. of deposits, you can make as many deposits as you want.
Sir, if I changed the amount every year, then how do I came to know that, at maturity how much I will get???
Hi Kiran,
It is very difficult to calculate the maturity amount if you change the amount to be deposited every year.