Month: February 2010

Below are all the posts archived for the month.

Retirement saving options for early retirement
in Retirement Planning

You did your math.  You know how much you need to save for retirement.  Now what?  Do you just keep all your savings in a box under your mattress?  What about in the freezer?  A savings account at the bank?  None of these let your money work for you while you save it.  Let’s go
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No entry loads hurting sales of mutual funds
in Mutual Funds

SEBI (the market regulator in India) banned mutual fund entry loads last August, and I read an interesting piece in WSJ about its possible ramifications today. Mutual Fund entry loads were expressed as a percentage, and were deducted from the money you invested in the mutual fund. It was used to pay commission to the
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Some good news for savers
in Economy, Fixed Deposits

Although a few days old; I missed this story somehow. Nevertheless, there is some bit of good news for Indians who have money in a savings account. For some twisted reason, banks used to take the minimum balance of your account between the 10th and last day of the month, and calculated interest on that.
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Overpriced IPOs
in IPO/NFO

I am really glad to see that most new IPOs coming in the Indian market have really low retail participation. I am happy about that because every IPO has been very aggressively priced of late, and in my opinion there aren’t many good deals for the investing public. In fact, I can’t remember the last
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Economy and your finances carnival Feb 21st 2010
in Articles

Welcome to the February 21, 2010 edition of OneMint – Economy and your Finances. SpendOnLife.com presents Are Public Wi-Fi Spots Safe? posted at SpendOnLife, saying, “A bit of information on why you should be careful when using wi-fi in public places. Thieves can access information to be used in stealing your identity.” Billeater presents Six
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Using annuities for retirement
in Retirement Planning

An annuity is a contract between insurance companies and people arranging for retirement.  The insurance company agrees to pay you money in the future for the money you give them now.  In theory, an annuity would make sense because: Annuities offer guaranteed income in the future (although surprisingly, the definition of guaranteed is malleable here).
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