Month: February 2025
Below are all the posts archived for the month.
Bank Credit and Deposits Growth Decelerate in Third Quarter, Shows RBI Data
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Bank Credit and Deposits Growth Decelerate in Third Quarter, Shows RBI Data The latest data released by the Reserve Bank of India (RBI) reveals that bank credit and deposit growth witnessed a slowdown in the third quarter of the financial year. The deceleration, which comes amid shifting economic conditions and evolving financial market dynamics, has
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India: A Critical Pillar in Our Global Advisory Business, Says Rothschild & Co
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India: A Critical Pillar in Our Global Advisory Business, Says Rothschild & Co Rothschild & Co, one of the world’s leading financial advisory firms, has reaffirmed India’s role as a key pillar in its global advisory business. With the country’s economic growth, thriving capital markets, and increasing cross-border mergers and acquisitions (M&A), India has emerged
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MPC Minutes: Repo Rate Was Cut as Inflation Aligned with Target, Says Governor
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MPC Minutes: Repo Rate Was Cut as Inflation Aligned with Target, Says Governor The Reserve Bank of India’s (RBI) Monetary Policy Committee (MPC) recently released its minutes, highlighting the rationale behind the latest repo rate cut. RBI Governor emphasized that the decision to reduce the repo rate was based on inflation aligning with the central
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RBI Likely to Hold Fresh Talks on Project Financing in Three Months
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RBI Likely to Hold Fresh Talks on Project Financing in Three Months The Reserve Bank of India (RBI) is set to hold fresh discussions on project financing in the next three months, aiming to address concerns raised by banks and infrastructure developers regarding the recently proposed regulatory guidelines. The upcoming talks are expected to focus
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Foreclosure of Business Loans to MSEs and Individuals: RBI Guidelines and Impact
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Foreclosure of Business Loans to MSEs and Individuals: RBI Guidelines and Impact Introduction The Reserve Bank of India (RBI) plays a crucial role in regulating financial institutions and ensuring fair lending practices in the country. One of the key aspects of loan management is foreclosure—the process of repaying a loan before its scheduled tenure ends.
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Tata Capital to Issue Green Bonds, NCDs to Raise Rs 15,000 Crore
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Tata Capital to Issue Green Bonds, NCDs to Raise Rs 15,000 Crore Introduction In a strategic move to bolster its capital base and support sustainable finance, Tata Capital, the financial services arm of the Tata Group, is set to raise Rs 15,000 crore through the issuance of green bonds and non-convertible debentures (NCDs). This initiative
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Entire Claims Settled by Deposit Insurer Were for Co-op Banks in FY24
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Entire Claims Settled by Deposit Insurer Were for Co-op Banks in FY24 Introduction In a significant development, the Deposit Insurance and Credit Guarantee Corporation (DICGC) settled all its claims exclusively for cooperative banks in the financial year 2023-24 (FY24). This trend underscores the vulnerabilities of the cooperative banking sector and raises important questions about financial
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India Delivering ‘Good Returns’: FM Nirmala Sitharaman on FII Selloff
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India Delivering ‘Good Returns’: FM Nirmala Sitharaman on FII Selloff Introduction Finance Minister Nirmala Sitharaman recently addressed concerns regarding the foreign institutional investor (FII) selloff, emphasizing that India continues to deliver ‘good returns’ for investors. The statement comes amid heightened market volatility, global economic uncertainties, and shifting investment trends. Despite FIIs pulling out funds from
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Deposit Insurance Cover May Increase from Rs 5 Lakh: DFS Secretary Nagaraju
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Deposit Insurance Cover May Increase from Rs 5 Lakh: DFS Secretary Nagaraju Introduction In a move that could significantly enhance financial security for depositors, the Indian government is reportedly considering increasing the deposit insurance cover beyond the current limit of Rs 5 lakh. This announcement, made by Department of Financial Services (DFS) Secretary Vivek Joshi
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Rupee Falls 8 Paise to 86.96 Against US Dollar in Early Trade: Factors, Market Reactions, and Future Outlook
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Rupee Falls 8 Paise to 86.96 Against US Dollar in Early Trade: Factors, Market Reactions, and Future Outlook Introduction The Indian rupee saw a decline of 8 paise in early trading on Tuesday, reaching 86.96 against the US dollar. This depreciation comes amid global economic concerns, foreign fund outflows, and fluctuating crude oil prices. The
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Personal Finance | Panic Selling is the Enemy of Retail Investors
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Personal Finance | Panic Selling is the Enemy of Retail Investors Investing in the stock market can be both exciting and nerve-wracking, especially for retail investors who may not have the experience or resources of institutional traders. While market fluctuations are normal, one of the biggest mistakes retail investors make is panic selling—selling off investments
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Personal Loan: Your Essential Guide to Getting Approval for a Higher Personal Loan Limit
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Personal Loan: Your Essential Guide to Getting Approval for a Higher Personal Loan Limit Personal loans are a popular financing option for individuals looking to meet their financial needs, whether it be for medical expenses, home renovations, debt consolidation, or any urgent cash requirements. While getting approved for a personal loan can be straightforward, securing
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