Economy and Your Finances Carnival August 30 2009

Venice Carnival Masks by Crystian Cruz

Welcome to the August 30, 2009 edition of the carnival.

Jim Eastman presents 7 Secrets the Credit Bureaus Don’t Want You to Know posted at Credit Matters and Credit Repair.

Wise_Bread presents Why You Need a Plain Text Resume to Apply for Jobs Online posted at Wisebread.

MatthewPaulson presents Gap Insurance – A Great Investment posted at Fine-Tuned Finances.

MatthewPaulson presents What to Look for Other Than Interest Rates with an Online Bank posted at American Banking News.

R.J. Weiss presents Personal Finance Plan Phase 2 posted at Genyweath.com.

Deposit Accounts presents How to Find a Financial Planner posted at Deposit Accounts.

Joseph presents How To Save Money On Auto Insurance posted at How to save money.

Debt

Silicon Valley Blogger presents American Express Rewards Credit Card Offers A $25 Sign Up Bonus posted at The Digerati Life, saying, “Here’s some free money courtesy of Amex.”

Dominic Joseph presents Credit Cards for College Students: A credit card review for first timers posted at MadHubber, saying, “This post details the pros and cons of credit cards for college students.”

Ray @ Financial Highway presents Dealing with Collection Agencies- Tips on Handling Collection Agencies posted at Financial Highway, saying, “Sometimes bad things happen to good people and find ourselves fighting with collection agencies. Here are some tips on how to deal with Collection Agencies.”

PT presents Credit Card Tips and The Best Student Credit Cards posted at Prime Time Money, saying, “Tips for using credit wisely.”

David presents 10 Super Cool Credit Card Offers (You’ve Never Heard Of) posted at Credit Card Offers IQ, saying, “Ten super cool credit offers you never heard of.”

Economics

Matthew Paulson presents Colonial BancGroup May Be Taken Over by BB&T posted at American Banking News.

nissim ziv presents What Career is Right For Me? Finding the Right Career Path posted at Job Interview Guide, saying, “A few years ago, there were very less options as to what would be the best career for a person. Also, the decision would be made more on a financial basis than on an interest’s basis.”

Roshawn Watson presents Have We Stopped Saving Already? posted at Watson Inc, saying, “If this frugality was just a side effect of fear over the decimated economy, will it last now that people are beginning to use that other r-word: recovery?”

Tom Drake presents Workers Feel Less Loyal To Employers | The Canadian Finance Blog posted at The Canadian Finance Blog, saying, “A recently released poll showed 22% expressed decreased loyalty to their employer.”

Paul Kamp presents The Real Estate Collapse Epicenter posted at Don’t Quit Your Day Job – Personal Finance, Economics and Investing, saying, “Inspired by a graph linked from RealClearMarkets, I calculated some ratios of ‘foreclosure pain’ in the highest foreclosure states versus the average states. With all of the negative news in the real estate market, it seems cleaning up in only a few states would have outsized effects on the real estate market.”

Zach Scheidt presents Deficit Spending – Borrowing from Tomorrow to Spend Today posted at ZachStocks, saying, “The White House expects deficit spending to reach 9.05 trillion over the next decade. Debt will represent 69% of GDP in 2019. Yet consumer confidence sees an increase”

Investments

TIP Guy presents Number of Stocks in Long Term Portfolio posted at TIPBlog.in, saying, “There are two questions that will always haunt any long term investor. One is about what is a right asset allocation, and second is how many stocks one needs in a long term portfolio.”

The Smarter Wallet presents Stock Technical Analysis of the S & P Index posted at The Smarter Wallet

Investing Toolkit presents What’s A Stock Market Index? posted at Investing Toolkit.

Patrick @ Cash Money Life presents Scottrade, OptionsHouse, and tradeMONSTER Review posted at Cash Money Life, saying, “Reviews of Scottrade, OptionsHouse, and tradeMONSTER, three of the top online discount brokerage firms.”

ABC presents Investment Real Return posted at ABCs of Investing, saying, “A simple explanation of investment real return.”

Nesher presents Investments for Beginners: Types of Mutual Funds posted at Internet Stock Trading for Beginners.

Jimmy Atkinson presents Do Leveraged ETFs Have a Place in Client Portfolios? | ETF Database posted at ETFdb.

Silicon Valley Blogger presents OptionsXpress For Stock Investing and Options Trading posted at The Digerati Life

Jae Jun presents Warren Buffett Stock Pick Portfolio | Old School Value posted at Old School Value, saying, “A look at the intrinsic value and stock holdings of Berkshire Hathaway run by Warren Buffett. Graphs and fair value estimates included.”

The Smarter Wallet presents Online Stock Brokers With Cheap Brokerage Fees posted at The Smarter Wallet,

Investing Toolkit presents Buy Low And Leverage The Stock Market posted at Investing Toolkit

Banker Saver presents Is The Inflation Protected Certificate of Deposit Still Around? posted at Banker Saver, saying

Jeff Rose presents Can You Rollover Your 401k to a Roth IRA? posted at Jeff Rose.

Doug Boude presents Buying a New Home is EASY! posted at Doug Boude (rhymes with ‘loud’), saying, “My wife and I will be completing the process of purchasing a new home tomorrow. I summarized our experience, with tips and ideas, to help encourage others to invest in their own home as well.”

Aussie Investor presents Shares To Buy Now And For The Long Term posted at Australian Investing, saying, “With investors the world over having suffered through the global financial crisis, some are now wondering how best to restore the health of their share portfolios. This article discusses some of the factors I consider when looking for the best shares to invest in. By maintaining this disciplined approach investors should end up with a portfolio of good investments to see them through these troubled financial times.”

Personal Finance

Dividend Tree presents Building Core Competency for Long Term Survival posted at Dividend Tree, saying, “Corporations that are successful and continue to survive have shown that they focus more on building core competency. Based on their core competence these corporations have build products or services that can be applied to variety of applications.”

The Dough Roller presents Are Student Credit Cards Evil? posted at The Dough Roller, saying, “Your Take: Are student credit cards and the companies that issue them evil?”

Banker Saver presents Sneaky Bank Fees: How To Avoid Those Extra Charges posted at Banker Saver, saying, “Sneak bank fees!”

David presents Capital One® Platinum Prestige Credit Card posted at Credit Card Offers IQ, saying, “A review of the Capital One Platinum Prestige credit card.”

Patrick @ Money Saving Deals presents Quicken 2009 – $20 Discount Offer posted at Cash Money Life Deals, saying, “Get the latest coupon codes for Quicken 2009, including Free Quicken Online and free shipping for all purchases.”

Patrick @ Military Money presents COBRA Benefits Subsidy in the 2009 Economic Stimulus Recovery Act posted at Military Finance Network, saying, “The 2009 Economic Stimulus Plan includes additional COBRA and unemployment benefits.”

Toni Graybill presents tonig.net: Welcome to My World of Wealth posted at Maximize Health and Wealth, saying, “Understanding your personal signposts to wealth.”

Big Larry presents Is Your Attitude Impacting Your Finances? posted at Out of Debt Christian, saying, “Has the daily dose of bad economic news, political rancor and untimely celebrity deaths gotten you down? Be careful — your bad mood can translate to some poor financial decisions too.”

Steve Faber presents How to Find Affordable Engagement Rings posted at Propose To My Girlfriend, saying, “Yes, the economy sucks, but you may still want to ask your girlfriend to marry you. In that case, you’ll need a ring, but you may not want to spend a fortune on one. Here are some tips on how to get her the beautiful ring she deserves and save big money doing it.”

anotherjen presents Recession Lessons: The Emergency Fund posted at The Next Rich Girl, saying, “How the recession redefined the emergency fund.”

Jeremy presents How to Lower Your Car Insurance Payments posted at The Car Spot, saying, “A great way to save money is to lower your monthly car insurance payments.”

RateNerd presents Your Credit Sucks | RateNerd posted at Rate Nerd, saying, “Your Credit Sucks – A simple, five step plan to improve your credit score in 30 days. Now anyone can fix their credit in just five easy steps. Download our free ebook.”

The Dough Roller presents List of Low Interest Credit Cards posted at The Dough Roller, saying, “while credit card companies have a reputation of charging exorbitant interest rates, the truth is that many cards come with modest, single-digit APRs.”

CreditCardAssist presents Credit Card Reform – How It Will Help You posted at Credit Card Assist, saying, “How the new Credit Card Reform Act will end up benefiting cardholders after the new legislation takes effect in 2010.”

oneadvice presents Credit Crunch: Luxuries We Won’t Say No To… posted at One Advice, saying, “Credit Crunch = Doom & gloom for frivolous spending. But there are those little luxuries which we refuse to say no to, even when money is tight…”

Smac20 presents 4 Steps to Lower Stock Market Risk posted at Investing in Canada: Best Investment Blog, saying, “This article provides a 4 step process to lower stock market risk. This process is simple and used by many of the best market traders in the world and it is broken down here and described with a concrete example.”

Darwin presents Cash for Appliances is Coming – Hold Off on that Purchase! posted at Darwin’s Finance, saying, “A review of the Fall Cash for Appliances prorgram, details that have emerged to date and what it means to you as a consumer and a taxpayer”

Dan at Everydayfinance presents Side Jobs can be Rewarding…and Dangerous! posted at Everyday Finance, saying, “This article highlights some obscure ways to earn extra cash on the side, with some personal experience and tips to guide you”

Four Pillars presents Back To School Cell Phone Deals posted at Quest For Four Pillars, saying, “Comparison of the best cell phone deals for students heading back to school.”

That concludes this edition. Submit your blog article to the next edition of this carnival using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.