Sukanya Samriddhi Yojana – Sample Filled Application Form

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected]

I have already posted three articles for Sukanya Samriddhi Yojana and the queries regarding this scheme are not showing any signs of tiredness. People have been asking all kind of queries regarding various features of this scheme and sharing all kind of experiences here on these posts. The biggest problem they are facing is to find out which bank branches are opening this account and accepting deposits from the general public. Banks are showing their inability to open these accounts as they do not have any clue about the account opening process.

I also got a few comments in which people wanted me to post a duly filled application form so that they can also easily fill the application form for themselves. So, here you have the sample of a duly filled application form:

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The application form is fairly simple and you can fill it in less than two minutes. Also, I have filled this application form to the best of my knowledge. So, if any of you find any discrepancy in it, please point it out to me and I’ll rectify it as soon as possible.

Please don’t forget to carry the necessary documents to open this account, which are as under:

* Birth Certificate of the Girl Child

* Identity Proof or Aadhaar Card of the Parent/Legal Guardian

* Residence Proof or Aadhaar Card of the Parent/Legal Guardian

* 2 Photographs of the Depositor/Parent/Legal Guardian

Much has already been mentioned about this scheme in my earlier posts, so I’ll wrap it up here. If you have any query regarding this scheme or any of its features, please let me know.

Application Form for Sukanya Samriddhi Yojana

List of authorised commercial banks where you can get this account opened

Calculating Maturity Value of SSA

540 thoughts on “Sukanya Samriddhi Yojana – Sample Filled Application Form

  1. In post office they said that one can do many transations ina year,n i means first yr start ac with 25;000.in any yr after if i put less amt will do

    1. Yes, you can do as many transactions as you want, there is no cap. Also, you can deposit any amount between Rs. 1,000 to Rs. 1,50,000 after opening this account. Higher as well lower than previous years.

  2. Shiv,
    Your handwriting is as beautiful as your articles.
    Anyway, Thanks for article on ‘Sukanya Samriddhi Yojana’. I had requested article on it in ‘suggest a topic’

    Thanks,
    Amit.

    1. Thank you Amit for your kind words! 🙂
      Yes, I just checked it that you had suggested us this topic on 28th January. But, like many of other suggestions, we could not cover it. Honestly speaking, there is a lot of difference between a 9.1% taxable scheme and a 9.1% tax-free scheme. Like others, I did not find this scheme to be extraordinarily attractive earlier.

      But, with budget announcement of making it tax-free, much has changed now to make it a really attractive scheme. This made me cover it and now we are getting an extremely good response to all its articles. We are also feeling pumped up now. 🙂

  3. I want to know about the account details and declaration given in the form regarding saving and mis account.the form which I have taken do not have ssa option.please help in filling the form. What will be maturity amount if I select saving account?.if my depositing amount is 1000per month . Date ofbirth of the child is 20-5-2012.
    Thank you.

  4. SSA AGAR MAI 14/03/2015 KO KHULWATA HU TO MERA INTREST KAB JUDEGA 14/03/2016 ME AUR 1 MONTH ME 2 BAR DEPOSITE KAR SAKTE HAI AUR AGAR SSA POST OFFICE ME HAI TO MAI YE ACCOUNT IDBI BANK ME KAR SAKTA HU

    REPLY

    1. 1 month mein 2 baar paisa deposit kar sakte hain. Baad mein IDBI bank mein bhi migrate kar sakte hain. Interest calculation method abhi clear nahin hai, but mujhe lagta hai ye PPF ki tarah calculate hoga.

  5. Sir shiv ji
    Payment saving account ke tarah kabhi bhi deposit kar sakte hai or policy ke tarah yearly usse date ya RD ke montly same date par deposit karna hoga

  6. Thank you for replying sir. Sir my query is regarding the declaration and note given in the point 11 of the form.

  7. Shiv,

    Do i need to invest a stipulated amount monthly to be able to continue with the scheme .
    ex( if i choose to invest rs 10000 monthly for 1st month can i invest higher or lower than 10000 subsequent month )

    Raj

    1. Hi Raj,
      Firstly, you need not make contributions on a monthly basis, even if you deposit money once a year, it is perfectly fine. Secondly, you can deposit any amount between Rs. 1,000 and Rs. 1,50,000 any no. of times in a financial year.

  8. Sir meri beti two y ki h to kya m post office m acount kholwa kar paisa deaposit kar sakta hu.plz sir aur kya ye methurity marigge ke bad hoga ,ya phir 21y ke bad ho jayega..

  9. sir, my daugher have a ppf account. can we open ssy account also and deposit 1.5lakh + 1.5 lakh yearly in both.???

  10. Hi Shiv Sir,
    My query is my adhaar card has the address of delhi and now I have been shifted to Patna. I want to open an account for my daughter under SSA. As the residential address is of delhi n I don’t have any other residential proof of Patna. Please suggest.

  11. Thank for your reply shiv . My daughter is only 5 months old can I open this account ? if yes, what’s the deadline to open this account

    Regards
    Raj

  12. its really a good scheme for ” beti bachao , beti padhao ” abhiyaan …………………its also bebeficial for parent’s bcoz its nice way to Tax saving……………….thanks to Mr. Modi and their team for develop the SSA project…….

  13. What is the future of the girl child in case of death of parents/legal guardian. Have the waiving of instalments in this scheme for girl child or not?

    Ravinder kumar

  14. Sir,thanks for helping in filling form by giving eg of filled form as i opened the accont todayand also thanks for replying

  15. Can the account be opened jointly by parents so both contribute half -half 75k-75k and get tax benefit

      1. I verified with Post Office, joint account is not allowed. Only one parent or guardian can open the account.

        None of the banks including SBI and ICICI have the forms to open the account, at many places the staff hasn’t even heard about the scheme!

        Only Post Office is opening account but they are not allowing joint account.

  16. Hello Mr Shiv,

    I am a citizen of India and my daughter is born outside india. So can I pass for the sukanya scheme as well?
    rgds

    1. Hi Aastha,
      Your daughter’s birth certificate would be of a country other than India. So, most likely you’ll not be able to open this account. But, you’ll have to confirm it with a post office or an authorised bank, as it is still not clear whether a girl child born outside India is eligible for this scheme or not.

  17. Sir ,regarding kisan kvp is good against fd in bank and what is limit for it ,documents req or any age limit

  18. Sir,

    my single query is that is there any nominee facility in this scheme, can father or mother can be nominee of child?

  19. Thanks for reply sir,

    I just wanted to know in case of mishappening or death, who will be the beneficiary/ owner of amount deposited in this scheme?

    And this account is opened with joint names with father or mother account?

    1. Girl child would be the owner/beneficiary of this account in case of an unfortunate event with the parents/legal guardian. In case something happens to the girl child, parents/legal guardian would get the balance amount. Moreover, father or mother cannot be a joint applicant.

  20. Hello shiv,

    Got few questions. let me ask one by one .

    One of my daughter is 9 yrs old, how many years i need to pay the deposits ?
    my other daughter is just 5 months old what her calculation ?

    Regards
    Raj M Palani

  21. Dear Shiv ,
    My Daughter is currently 9 year old right now , Can she claim the complete amount once she turned up to 21 year old ? or after 21’yr from today date ( once she turned to 29yr ) ?
    If She can claims at 21 year age ,means we will be able to pay only for 12 year ?

    1. Hi Vikas,
      Your daughter can withdraw the balance amount whenever she gets married or when she turns 29 (after 21 years from the date of opening this account), whichever is earlier.

      1. Hi sir,

        My name is deepali.. I gt married in d year 2015 at goa.. But due to some dicuments problems not able to get my marriage certificate yet.. So my name have not yet changed.. N my babys birth was at mumbai in 2017.. N she is having her dads name in her birth certificate..
        So is dr any problem if i applied for this scheme as my name is differnt and still not have marriage certificate??

  22. Shiv,

    Is there any penalty if we are not able to pay any money during any financial year in this account ?

    Raj

  23. Agar mai yearly pament kar rha hu aur agar 13y ke bad agar meri beti ka dath ho jata h to mathurity milega ke nhi.aur milega to kiss condition pe plz sir

  24. Sir,
    In case if both account holder and depositor died than who will get the total amount. for example if my daughter and me died than who will get the fund.

  25. Sir,
    We have four children (3 girls n 1 boy). Please suggest me
    1.If im opens 3 accounts in ssy for my 3 daughters from 2015 in my name, then can i open 2 ppf accounts for me and my husband name each?
    2.How much amount i can get as maturity in ppf if i invest 150000/yearly after 15 years, when i withdraw partial amount for my children education after 10 years?
    Thanks

    1. Hi Nithya,
      1. You can open a maximum of 2 SSY accounts for 2 of your daughters. It is not allowed to open 3 SSY accounts unless you have twins or triplets.
      2. I won’t be able to help you in this calculation as PPF interest rate varies every year.

  26. sir
    child name u/g father name me
    u/g ka kya meaning hai
    and
    dob 01.01.2007 hai to
    date of majority kya hogi

    1. Form mein photo parents/legal guardian ka lagana hai. Har mahine paisa deposit karna zaroori nahin hai. Har saal paisa deposit karna zaroori hai, amount upar neeche ho sakta hai.

  27. Sir, namaste
    Mera question..
    1. Ssa 21 year ki bad maturity kisko milega-
    Gairl ko eaa parent ko?
    2. Agar girl chaild 18 year pure hone ki pahele pita mata ki morgiki khilap sadi karlete hai to is ssa ka kia hoga? Maturity milega kob or kise milega?
    3. Agar girl chaild 18 year pure hone ki bad sadi karlete ho to kia deposit band karna parega and maturity kab milega?

    1. Namaste,
      1. Maturity amount girl child ko milega.
      2. 18 saal se pehle shaadi illegal hai, isliye maturity amount 18 saal ke baad hi milega.
      3. Shaadi hone pe hi saara amount girl child ko mil jaayega.

  28. Dear Sir,
    Can any Grandfather of a girl child open SSY a/c since her own father is physically challenged (Deaf & Dumb) but working with a small salary.

  29. Dear Sir/Madam,
    Is it possible to open SSY account by Grandfather in the name of girl child aged 9 years, since her own parents are incapacitated? Grandfather is old and initial lump sum amount is deposited and later on her own parents may or may not be able to continue the yearly deposit or a very small sum only-
    is it possible to open account now? please advise us. thanks.

  30. sir
    meri girl ki dob 01.01.2007 hai
    mujhe kab tak paise jama karne hain

    and date of majority form me kitni likhni hai

  31. Sir,
    I got 2 girl children. I ll start the account from next month.
    1st child d.o.b-05/07/2011- my opening deposit is Rs. 3000.00
    2nd child d.o.b – 11/04/2014-my opening deposit is Rs. 3000.00
    Then I ll spend Rs. 1000.00 every month even 2nd child
    How can get the amount after 21 years to two child independently.

  32. Dear Shiv
    Abhi ye skim State bank of India me open nahi hai?? SBI Say we have not received letter so please say which time start in SBI Bank ??

  33. Dear Sir,
    My baby DOB is March 10 ,2015. Still original birth certificate is not obtained. I have duplicate birth certificate provided in hospital. Can I open account using that..

  34. Hi

    I have read all previous comments. As father or mother cannot be a joint applicant.
    If both the parents are working. Is it possible to open two SSY account (One by father and another by mother ) for same child ?

  35. Dear sir,
    my Niece is 5 yrs old. can i be a depositor for her ? initially i want to deposit 2000 per year. after my regularization of my service i want to deposit more. should it possible ?

  36. Respected sir,
    1st i am thankfull of yours bcoz u have provided a lot of helpfull information regarding sukanya yojna but one thing that i wante to ask u that suppose if I m the applicant for my daughter and i have opened the account in mumbai but can my grandfather or my any relative can deposit in the account from some other state or city Is that possible.

  37. Sir kya mai net se ssy ka form download karke bharke de sakti hun bt uspar postoffice ka symbol nhnn hai….kya form valid hoga??

  38. FIRST OF ALL WANTS TO THANK YOU FOR GIVING SUCH A WONDERFULL INFORMATION . SIR TODAY I WENTTO FEWBANKS IN DWARKA AND SURROUNDING BUT NOBODY GAVE ME FORM FOR SSA.SBI WAS ALSO IN THE LIST . I WENT TO TWO DIFFRENT BRANCHES OF SBI. FINALLY I WENT TO POST OFFICE THEY SAID FORMS ARE FINISHED. COME AFTER2-3 DAYS. BUT SOMEBODY TOLD ME FORMS ARE AVAILABLE @ RS4 /- ON PHOTOCOPIER SHOP JUST OUTSIDE THE POST OFFICE . I HAD NO CHOICE. I PURCHASED THE FORM @ RS4/-. THIS IS ALSO CURRUPTION. CAN YOU DO SOMETHING FOR PEOPLE LIKE ME .

    1. Hi Aarti,
      We do not have any such authority to stop such kind of activities. But, you have the power to raise your voice against such activities. You can go and ask the post master why the forms have got finished. Write a complaint about it. Moreover, you can download the form online as well and take a printout for the same.

  39. dear sir my daughter date of birth 22 jan 2007 .what is maturity date & required documents adhar is ok or not. school date of birth .

    1. Maturity date would be 21 years after the account opening date or when your daughter gets married, whichever is earlier. Required documents have been mentioned in the post above.

  40. dear sir my daughter date of birth 22 jan 2007 .what is maturity date & required documents adhar is ok or not. school date of birth .

    Reply

  41. sir,
    monthy 1000 Rs jama karna jaruri hai ya yearly ham sab kisan pariwar se hai 1000 yearly ho sakta hai par monthy nahi..

      1. thankyou sir but
        agar 14 varsh tak 1000 rs jama karne par 21 years me lagbhag kitna milega

  42. dear sir my village barahana disst bulandshahr . sir kya 1000 rs monlhly jama karne h ya sal me 1000 jama karne h ye bada doubt h logo m please tell me

  43. Sir ,account open ho gaya par kisine kaha isme insurance nae hai aur isse acha toh insurance policy hai tab no 830 Ka comparison diya hua hai

  44. Respected Sir I am confusing about the application form for opening the account in post office or in Banks.Out of these for which mode this form is applicable.

  45. Sir me rampur distt me15year se rehata a raha hu our is shceme ke 21 year poore hone per me agar goun Chale jate hai tab meri beti ke proof pe address ka anter hoga tab koi pareshani to nahi hogi

  46. sir,
    agar 1 varsh me minimum 1000 rs 14 years tak jama karne par 21 years me kitne mutrurity milegi ..

  47. Dear sir , first i want to thankful you because your gudline is very simple ,specific and clear. Really i dont want to ask this question but just for future information and all other guys who are attached with this link like me . if something happen with daughter any eligiblity before the period or same duration will go.

    1. Thanks Mr. Ravi for your kind words!
      If something unfortunate happens with the girl child, then the parents/legal guardian will get the balance amount back immediately.

  48. Sir, I have two daughters dob 5.1.2006 & 8.4.2009 respectively. 1.What will be the metuarty date.
    2. If this year initially I deposited Rs 5000 PA each, but next year may be my finencial condition is not better ,can I deposit less amount.
    3.is it possible if 1st year I deposited only one time but not less than 1000 ,but next year 3 or 4 time same amount & after 3 years again 1000pa .

    1. Hi Ranjeet,
      1. Maturity date will be 21 years from the account opening date or whenever your daughters get married, whichever is earlier.
      2. You can deposit any amount of your choice between Rs. 1,000 and Rs. 1,50,000 any number of times.
      3. Yes, that is also allowed.

  49. Meri sister ki DOB 09/08/2004 h…
    Kya wo iske lie eligible h?
    Aur is form ki last date kya hai?
    Plz reply me

  50. My baby born on 02-03-2007, if i am open the account today, what is maturity date. And if I submitted 2000 monthly, how much i will get after maturity , can i deposit monthly , quarterly, half yearly, annually ,.please i need calculation how much i will get at the end of scheme .

  51. dear sir.

    saal ka 1000/- deposit karna hai ki monthly ka isme kaafi confusion hai…
    agar saal ke 1000/- kare to muturty value kitni milegi.

  52. Sir,
    Aapne bhut sara guidence diya hai
    magar hamari taraf se kuch sawal hai
    pls aap unka bhi reply de do
    hamari laado ka born hai 17/07/2005
    Aapne kaha ki 21 saal pure hone ke baad hi pese milenge
    magar 21 saal se pahele agar unki shaadi hoti hai to kya pese us waqt mil nahi shakte ???
    ek saal me 1000 se jayada pese rakh shakte hai
    is me aisa jaruri hai ki har mahine pese rakhane chahaiye ???
    Is mahine 1000 rakhe to agale mahine 10000 bhi rakh shakte hai ya fir 1000 se kam 500 rakh shakte hai kya ????
    Abhi to bacche chhote hai magar kahi kisi accident me gurdiance ki death ho jati hai to kya hamari laado ka account close ho jàyega ???
    Ek dam se parents ki death ho jaaye to uske baad kya hoga ???
    Ek saal me kitna pesa account me daale to hamari laadoo ko 21 saal ke baad 6 lack milenge ????
    Ek saal me jayada se jayada kitna pesa deposit karva shakte hai ???
    Aur minimum kitna pesa deposit karvana hota hai ???

    1. 1. 21 saal se pehle shaadi hone pe saara balance withdraw kar sakte hain.
      2. Ek saal mein Rs. 1.5 lakh tak paisa jama kar sakte hain.
      3. Nahin, har mahine paise deposit karna zaroori nahin hai.
      4. Different amounts deposit kar sakte hain.
      5. Koi unfortunate event hone pe aapki beti paisa withdraw kar sakti hai ya agar chahe to is account ko fund karke continue bhi kar sakti hai.
      6. Maturity values ke ye ye post check keejiye – https://www.onemint.com/2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/
      7. Maximum amount – 1.5 lakh
      8. Minimum amount – Rs. 1,000

  53. meri ek hi beti hai mehak chhetri 13.11 .2008 db hai hame kitane year tak paisa jama krna hai aur kitana ..jama karna hai aur kon kon sey bank me bhi acctt khul sakta hai …ham goan me rahate toa gramphrdhan ka likha birth cratifict chal jayega pls ..meri samjh me nahi aa raha kya karu pls help me..

    1. Rakeshji, aapko 14 saal tak paisa jama karna hai. Kam se kam Rs. 1,000 har saal. Post Office, SBI, PNB, Bank of Baroda, ICICI etc. mein ye account khol sakte hain. Gram Pradhan ka birth certificate chal jaana chahiye, but post office ya bank se confirm karna padega.

  54. dear shiv , thanks for your all information , nicely explained and cleared.

    but no one asked about nominee of this account . and in example form u also not mention any name ..

    why this policy also not maintaining any insurance of girl..?

    1. Thanks Sandeep for your kind words!
      There is no provision for nomination in this scheme. I think nomination provision is not there as already two parties are involved in this scheme, first, the girl child and second, the parents/legal guardian. If something unfortunate happens with any of these two parties, the other party can claim the balance.

  55. Respected sir,

    Firstly thanks to you to remove out the many confusion of many peoples.But I also want to know that if my daughter is 8 year old now so opening date is april 2015 and maturity date is april 2036.I want to marry my daughter approx. in 2030.Then can I withdraw my money, if yes then can I get the same maturity amount which I will got in april 2036 or less.
    Hope you understand what I want to know, waiting for your reply

  56. Sir my daughter DOB14/6/10 ,
    I HAVE Birth certificate which provided by hospital, can I open the account about my child

    1. Agar aap har saal kam se kam Rs. 1,000 jama nahin karenge to account inactive ho jaayega. Paisa aapko beti ki shaadi pe ya 21 saal baad milega, 18 saal baad nahin. Paisa nikaalte time account active hona chahiye.

  57. Shiv Sir,
    Thanks so much for taking efforts to educate needy people with details of this scheme. Unfortunately gov didn’t do thier job correctly to publish info clearly.
    Your comments on (March 27, 2015 at 11:08 am) are contradicting to rest of the posts.
    Child dob 22.07.2012 but, date of maturity..?
    Date of Maturity would be 21.07.2033 or when the girl child gets married, whichever is earlier.
    Could you please confirm once again?
    1. After opening account parent/gardian needs to deposite every year minimum 1000 for 14 years from opening the account. (Not 14 years of girl’s age)
    2. Account will mature and money will be availalble after 21 years from opening the account. (Not 21 years of girl’s age) OR after girls marriage if it happens before.
    Is my understanding correct?

    1. Thanks Nilesh for your kind words!
      1. Yes, that’s correct. Girl’s age of 14 years is irrelevant.
      2. Yes, that’s also correct. Girl’s age of 21 years is also irrelevant.

  58. Hi sir , my daughter birthday is 12-09-2006 ….If I opened account with monthly 1000 in year.Then upto which year I have to deposit the same and which is the maturity year..???

    1. Hi Manoj,
      You’ll have to deposit money in this account for 14 years i.e. till 2029. Maturity year would be 2036 or when your daughter gets married, whichever is earlier.

  59. SIR
    form me deposited ka name likhna hai phle child ka name pir father name likhna hair or form ka point 9 me data of birth of minor eska mtlb child ka dob likhna hair or data of majority me sir kya lukhna hai

  60. Hi Shiv

    I daily visit your blog and I think you are now a Jansewak doing Public awareness work. You will be blessed from all of those who got information through your blog. You answered each person individually . I am grateful to you for answering me ever positivelly. I see that ppl sometimes ask troubled questions but you never loose tour twmper in answering again and again on repeated questions.

  61. Hi Shiv,

    At the time of opening the SSA, do we have to commit a fixed amount (say, Rs. 1,000 per month) to be deposited per month? Can I start with Rs. 1,000 per month, but for later months deposit Rs. 2,000 or any amount which cumulatively not exceed Rs. 1,50,000 per year?

    Regards,

    Gitesh.

    1. Hi Gitesh,
      It is not a monthly deposit scheme. You can deposit any amount between Rs. 1,000 and Rs. 1.5 lakh any time in a financial year. A fixed amount is not required to be deposited.

    1. This scheme is for girls. Parents are supposed to deposit money to support girl child’s education and marriage. Girl child can withdraw maturity proceeds herself.

  62. Sir,

    My daughter DOB is 23/12/2004, can I open an account under sukanya samriddhi scheme, please let me know.

  63. Spose one year money diposit in this yojna after that depositor expire then government continue this gonna or as it is stop.
    Please reply sir.

  64. I just want to know we can assign nominee while ofening Sukanya Samriddhi a/c in post office or Bank. Bank has no Details regarding this scheme . we have visiting number of bank.

    1. Nomination facility is not available with this scheme. Banks are still not opening these accounts. You’ll have to wait some more time for them to start opening these accounts.

  65. hi sir My daughter DOB is 16/03/20015, can I open an account under sukanya samriddhi scheme, please let me know

  66. Hi. sir aap in jo yojana shuru ki hi us yojana Mey bhot se log jeyada frod kr rhi hi. post office may kihti hi ki aap ko har month 1000 just kr na hi. hi back may to saf man kr di ti hi vo kihti hi ki jakr branch pta ka ki aoo. bta oo es problem ka keya hl hi aap hey es krpshn si bhot please sir

  67. Dear Sir,

    Still bank do not have form to open the account. Kindly share the address of bank where I can get the form to open the above account for my daughter.

      1. Dear Shiv,

        Thanks for reply and surprising SBI bank do not know about this yojna. It is very pain full to followup the the bank people regarding this concern.

  68. Sir, 1. Meaning of legal guardian ? Can I be legal guardian being grandpa ?
    2. Parents and the child are out of India but Indian passport holder. Can they open account in Bank ?

    1. Hello Mr. Thakkar,
      1. Definition of a legal guardian is still not announced by the post office, so you’ll have to wait some more time for further clarity on this matter.
      2. If they are NRIs, then again there is no clarity regarding NRI investments.

  69. Hi shiv

    My question is
    1. Money withdrawl after 21 years then who can withdrawl this money depositor or girl .
    2 what documents required at time of withdrawl money after 21 years.
    3.if we want to withdrawl money at time of marrige of girl then what document or proof is required of marriage.
    4. How many time required by post office or bank to withdrawl money aftet 21 years or at time of marriage.
    5. Is there is any no. to check the amount with interest at any time or check the statement.

    Regards
    Neeraj

    1. Hi Neeraj,
      1. Girl child will have the right to the maturity amount.
      2. Passbook, birth certificate copy and a declaration would be required to withdraw the balance.
      3. I think just a declaration by the girl child would be enough for withdrawal on girl’s marriage.
      4. I don’t think it would take more than a day or two for the post office or bank to provide you with the maturity amount.
      5. Passbook will be provided to you, which you can get updated from time to time.

  70. Dear Sir,
    I have a few queries :
    1. A little confusion on maturity date. Is it 21 years from the date of opening the account or when the girl child attains the age of 21 years?
    2. The deposit period is for 14 years. Now if a girl child is 10 years old now (during opening of the a/c) and if her marriage gets settled say when she is 22 years. In that case, the deposit for only 12 years has been made. Is she eligible to get the matured amount? If no, then when can she get it at earliest?
    3. After attaining 18 years, if the girl needs money for her higher studies, she is perhaps eligible to get a part of it (50% of preceding year’s balance). When she attains 20 years, her marriage gets settled but maturity date is still not reached, is she then eligible to get 50% of the remaining balance?
    Thanks in advance,
    Debajit

    1. Hi Debajit,
      1. 21 years is from the date of account opening.
      2. She would be eligible to withdraw the amount whenever she gets married. In your case, she would get it at the age of 22 when she gets married.
      3. Yes, in that case, she can withdraw the whole balance.

  71. Hello Sir mere original documents adhar card,voter I’d ,pan card mere in-law. K paas h or wo log mujhe wo Dena nahi chahte h.Main apne or kon se documents laga SaktI hu

    1. Hi Renu,
      It is so unfortunate that your in-laws are not providing you your own id/address proofs. Aapko ek id proof aur ek address proof submit karna hoga. Address proof ke liye aap telephone bill, electricity bill ya ration card provide kar sakte ho. Id proof ke liye PAN card, Driving License, Voter Id card ya Passport provide kar sakte hain.

  72. Dear Sir,
    I have not my daughter birthcertificate pls guide what else can be submit as I have school I card copy, affidavit and hospital slip.Every time Post Officer tell us a new document to be submit.

    1. Hi Reeta,
      As per my understanding, girl’s birth certificate is mandatory for getting this account opened. If you have Aadhaar Card & PAN card, then you do not need anything else.

  73. Dear Sir,

    Good after noon, please let me know the last date of this, and which is mandatory documents required for this.

    Have a good day sir.

    Thanks and Regards
    Rakesh AP

    1. Hi Rakesh,
      It is an ongoing scheme and there is no last date as such for this scheme. Girl’s birth certificate is the only mandatory document you need for this scheme. Apart from that, you need to provide an ID proof and an address proof.

  74. Sir
    SSA me Maine AGR 1rst year rs.15000
    JMA kiya to kya next year 15000 hi JMA krna hoga. Ya km ya jyada. Kya SSA 1 se jyada khola ja skta hai?

    1. Hi Rakhi,
      1. First year Rs. 15,000 deposit karne ke baad second year mein Rs. 15,000 deposit karna zaroori nahin hai. Rs. 1,000 aur Rs. 1.5 lakh ke beech mein kitna bhi deposit kar sakte hain.
      2. SSA ek girl child ke naam pe sirf ek account hi khul sakta hai.

  75. Sir
    Meri bachchi 8 sal ki hai. Mai yearly 12000rs. SSY acount me dalta hu to kb tk mujhe bank me dena hoga. Aur kb Mechyority puri hogi. Aur kitni money milegi.

  76. sir, My daughter`s age is now 8 , if i am open sukanya account now,how the account will mature at the age 21? the deposit period is 14 years, if the account will mature at the age of 22. pls correct my doubt

    1. 21 years of your daughter’s age has nothing to do with the maturity of this scheme. 21 years will be counted from the account opening date. Or, whenever your daughter gets married, this account will have to be closed down.

  77. Sir,
    Mai kuch jankar I cahata hun aap se plz guide me
    1) Mere dughter ki date of birth 05/07/2014 to kyaa mai uska account open kar sakta hun
    2) e1s b image ka jo primium hai wo monthly hai ya yearly hai
    3) kya es account opening ke liye muzhe guiranter lagengi
    4) es accounts minor ke deth ke baad bhi active rahega ya nahi

    1. Hi Nilesh,
      1. Yes, aap apni beti ka account open karwa sakte hain.
      2. Is scheme mein saal mein ek baar paisa deposit karna zaroori hai.
      3. No, guarantor is not required for this scheme.
      4. Minor ki death hone pe saara balance amount aapko mil jaayega aur account close ho jaayega.

  78. Dear Sir,

    I had approach my PNB for open the account, they do not have form to open the account. From which bank I can get the form to open the above account.

    Regards

    1. Hi Suresh,
      PNB has started opening these accounts. You should talk to the bank manager of your branch and ask him why they are not opening your account. If your branch is not opening these accounts, then you should contact PNB at this number – 011-25744370 and ask which branch nearest to your place is opening it.

    1. Hi Monika,
      Is scheme mein har mahine invest karna zaroori nahin hai, saal mein ek baar deposit karne se bhi chalega. But, agar aap har mahine paisa deposit karna chahte ho, to aapko har mahine post office jaana padega, kyunki post office mein online money transfer ki option nahin hai.

  79. sir agar birth certificate me jo naam he wo na rakhke jo humne beti ka dusra naam rakha he us naam se account khul sakta he ?

  80. Dear Sir,

    I have taken kotak life policy kotak capital multiplier plan.This july i have to pay my third annual primium of 20000.But i want to transfer this plan to sukanya scheme.i have twin daughter.
    Please guide me on this.
    my no – 9860009178
    8007385111

  81. Dear Sir,
    (1) KYA MAI ONE MONTH 500 Rs. AUR NEXT MONTH 1000Rs. AUR FIR NEXT MONTH 500 Rs. JMA KAR SAKATA HU.

    (2) KYA MAI AISA YEAR ME 7-8 MONTH JAMA KAR SAKATA HU
    SIR PLEASE TELL ME

    1. Dear Sir,
      (1) KYA MAI ONE MONTH 500 Rs. AUR NEXT MONTH 1000Rs. AUR FIR NEXT MONTH 500 Rs. JMA KAR SAKATA HU.

      (2) KYA MAI AISA YEAR ME 7-8 MONTH JAMA KAR SAKATA HU
      SIR PLEASE TELL ME

  82. Hi – Could you please let me know is a combine one photograph of parents along with girl child is require or stand alone photographs of Parents & child will suffice the requirement

    1. Online account opening facility is not there with any of the post offices or banks. You will have to personally visit a post office or a bank branch.

  83. Kya SSA account dusre city/state ke bank ya post office se open kara sakta hun , yadi mai kisi dusre state ka nivasi hun?

  84. Nowhere on the form above mentions about sukanya samriddhi scheme name. it looks like a simple savings account in post office. how would it be differentiated. ??

  85. Hi, please advice whom I can suggest as nomini in this application form , minor father or mother

  86. Can we deposit money by NEFT in SSA account if we get SSA open in PNB branch…? I deposit via NEFT for my SBI PPF

      1. Hmm..so the account no which we will get for SSA will not be like an ordinary bank account number ?

  87. SHIV KUKREJA JI MY DAUGHTER KRITIKA IS BORN ON 16 OCTOBER 2003 SO CAN WE APPLY FOR THIS YOJANA

  88. SHIV KUKREJA JI CHANCHAL MY DAUGHTER KRITIKA IS BORN ON 16 OCTOBER 2003 SO CAN WE APPLY FOR THIS YOJANA

  89. Mr. Kukreja ,

    Can i deposit 1000 for one month and next month 2000 in SSA or is it a fixed amount that i have to deposit every month

    1. Hi Regina,
      You can change the amount to be deposited, there is no problem in that. The amount to be deposited can vary between Rs. 1,000 and Rs. 1.50 lakh in a financial year.

  90. Sir ji…SSA yojna me hamare alava, other relative bhi hamari beti k naam se alag SSA a/c me saving kar sakta hai

  91. Today i visite at post office at ghandhinagar madanganj kishangarh & i fill up suknya samardhi yojna’s form my daughter Anuradh Chaudhary pl. Advise me about resulet of SSY

  92. Yadi main 14 year tak Rs.1000/- matra prati year jama kavata hu to 21 sal bad SSA Yojana main maturity amount kya hogi

  93. Sir yadi ladki ki 14 or 21 yr pahle death ho jane k condition me policy Ka kya hoga. ?

  94. Sir yadi guardian ki death ho jane k condition me yojna premium automatic paid hoga kya. ?

    1. Nahin, government is account ko fund nahin karegi. Ya to aapki beti ko is account ko fund karna hoga, ya phir account close karke balance amount with interest withdraw karna hoga.

  95. Dear Sir

    My one question -: I had go to my nearest Corporation bank in Airoli (Navi Mumbai) they are not responed to us they told us to go POST office for this scheme.
    Sukanya Samriddhi Yojana

    Actual reason is post office not nearest my home now what I do.

    Please avise me

  96. Sir,
    Kindly suggest me my daughter is 27 January 2004 born i.e. 11 years as on date.How many years do I need to pay the premium and when will the maturity date be, as she will be turning 18 years on 27 January 2022 and 21 years on 27 January 2025.

    1. Hi Naveen,
      You need to deposit money for 14 years from the account opening date or till the time your daughter gets married, whichever is earlier. Your daughter’s account will get matured in 21 years from the account opening date or whenever she gets married, whichever is earlier. To get maximum return, one should deposit lump sum money as early as possible in a financial year.

  97. Hi

    1 )kya mai ek sath 5000 x 12 month = 60,000/- ke hisab se cash/chq de sakta hu ?.
    2)Ishi tarah 60,000 x 14 yrs =8,40,000/- ka 21 yrs mujhe 30,35,640/-
    milega.

  98. hi,

    1) kya mai ek sath 5,000 x 12 month = 60,000/- ke hisab se bhar me sakta hu ?
    2) ishi tarah 60,000 x 14 yrs =8,40,000/-ke hisab se mujhe 21 yrs hone par 30,35,640/- milega.

  99. Hi, sir I am very happy with ur answers, ur helping people with ur replies. sir every thing is good that showing table maturity amt, but I am having doubt rate of interest will change every year so how can this table amt will match.

    1. Thanks Sandeep for your kind words!
      Also, this table has been prepared with certain assumptions to help investors know the approximate maturity values. It is almost certain that the actual maturity amount will not match the maturity values given in the table. But, in order to help investors, I had to create it.

  100. Hello sir,
    Is this possible my ssy instalments (1000/month) deducts every month automatically from my bank accout

  101. Sir humlog rent pe rahte h isliye hamara address proof owner ke naam pe h .agar hum ye address proof use karenge n suppose baad me humne Ghar change kr diya to koi problems to nhi ayegi. Waise conditions me kya krna hoga?

  102. Difference between depositor and applicant. Like deposit refers to parents and applicant means my daughter ?

    1. Hi Venkatesha,
      That’s correct. Parent/legal guardian would be the depositor/operator of this account and the girl child would be the account holder/applicant.

  103. I enquired about SSA in SBI at my home town… They dont know anything about SSA… Any idea whether banks are opening this account or not

  104. Agar me aaj se yeh scheme start karu in june-2015 or dushre sal Dec-16 ko bhar sakta hu kya or form me kis jagha ladki ka name bharna hai ulekh kaha karna hai apke form ma depositor as U/G ulekh hai jara bateige .form me 2nd depositor or 3 rd depositor hai kya me apni wife ka name likh sakta hu or photo kiska lagana hai as depositor father ya daughter ka

    1. Yes Ashwin, aap December 2016 mein apni dusri instalment deposit kar sakte hain. Form fill karne ke liye upar pasted form check keejiye aur help ke liye post office/bank visit keejiye.

  105. Hi shiv,

    I have a question please..

    If any one start paying now onwards and pay for 14 years and some how the girl is no more or any miss happening may occur in future so who would be eligible to get that amount withdraw??

    Please elaborate..

  106. Why are banks in Mumbai not aware of procedure of opening the account. And they just direct you to the post office to open the same , while the RBI has also asked banks to open the account.

  107. Hi Shiv Sir
    Please tell me which option I should choose bank or post office. Is there any difference of return or interest.

    1. Hi Mukesh,
      I think one should open this account in a bank with online transfer facility so that you need not visit bank/post office for each of your transaction. Rate of interest will remain the same in banks as well as post offices.

  108. Hi shiv

    1.if we want to withdraw money on time of marriage of girl after age of 18 years.then what document or proof is required and how many time taken by the post office or bank to withdraw the money.
    2 and same also if want to withdraw money after 21 years of agethan what document is required and how much time taken for withdraw.
    3.the withdraw money we can received in terms of cash or amount will be come in account

    1. Hi Neeraj,
      1. The girl child will have to submit an affidavit of age proof and/or marriage to withdraw money after attaining 18 years of age. I have no idea how much time the post office will take to provide you with your money.
      2. 21 years of age has nothing to do with the maturity of this scheme. 21 years will be calculated from the account opening date.
      3. Post office/bank will issue a cheque or transfer the amount to your bank account.

    1. Hi Mr. Lalit,
      Agar aapki badi beti December 2, 2003 ya uske baad ki hai, to wo is eligible ke liye eligible hai. Aapki chhoti beti is scheme ke liye eligible hai.

  109. I already open account I post office couple of month back but now I want to transfer this to any bank because I am not getting any update on this through any direct access to account like through online, only post master update passbook manually, where I am seeing a risk, manually any one can update passbook.
    Please sugget

    1. Hi Santosh,
      You can transfer your account from post office to any of the banks. But, I am not sure which bank has started providing such transfer facility.

  110. Hi sir ,
    I need your help to fill up no. 7 & 15.my name is Pushpendra my daughter name jivika (11 month) & my father name Devaki Nandan. So please suggest what should I write In no 7 & 15.
    Thanks & regards

  111. Mr. Kukreja

    Pls advice , that the depositing ammount monthly could varry, based on the availability or it should be fixed.

    Thanks.

  112. Hello.sir..mai ye janana chahta hu ki Agatha kuch karan vas mai paise nahi bhar saka jo jama rakam muze milegi kya…or meri beti abhi 1 sal ki hui hai to nai ise yojna ka labh le sakta hu kya please reply me sir..

    1. Yes Mahendra, aap apni beti ke liye ye account khulwa sakte hain. Agar aap kisi saal paise jama nahin karwa paate, to aapka account inactive ho jaayega aur penalty pay karke active karwana hoga.

  113. Sir my question is ……suppose deposit Rs130000 in the sukanya a/c in first financial year and in the next financial year say i deposit Rs. 25000 and again in next financial year say Rs. 50000 and in the next financial year just 10000. So basically i want to know is the amout to be deposited each financial year flexible and can i deposit as per my convenience

  114. Namaskar Shiv,
    It is amazing to find you answering so many enqiriessssss about Sukanya Scheme. All the girls getting benefited through this scheme are going to thank you for this arduous social service. May Lord SHIVA give you more and more energy and strength.

  115. Sir is it necessary to declare a fix amount in a year.I mean can I deposit 4000 in 1st year n 40000 in next year….plz suggest me I have a little princess..

  116. Hi,
    Planning to open one SSA a/c for my 8 year old daughter. Since the amount im investing is 1.5 lacs, a concern crossed my mind. If some unfortunate happen with me before my kid is 18, what will happen to the amount which has been paid so far? what is this nomination that has been left blank in specimen filled application form?

    Thanks
    Arati

    1. Hi Arati,
      Nomination has been left blank in the application form because nomination facility is not there with this account. In a way, the depositor is the nominee in case some unfortunate event happens with the girl child. In case of an unfortunate event happening with the depositor, the girl child or the legal guardian will have the option to either withdraw the balance amount & close the account or continue funding it.

  117. I have a adopted child and the birth certificate process is going on……… meanwhile can i submit the application with the document……..

  118. Please tell me the meaning of legal guardian.
    The girl child is my uncle’s daughter.
    Can I be the legal guardian ?
    Can i get tax benefit for this ?
    Wether i can get tax benefit for interest amt or deposited amount ?

    1. Hi Bikash,
      If you have been legally taking care of the girl child as a guardian, you would be termed as the legal guardian. If you are depositing the amount, then you can claim the deposited amount as a deduction u/s 80C. Interest amount would be tax-free on maturity.

      1. Sir plz Kya Aap mujhe call kar k jaankari de sakte hai ya apna number de mai call kar luge
        9803864008

  119. sir,
    can i change monthly contribution of Rs 1500 to any amount and back to orginal amount already opened ssa account

  120. Hi I am an Indian living in United States Of America still have Indian passport. Can I open Sukanya samridhi account for my 1 yr old baby girl who is born in USA?? PLZ REPLY

  121. Hi Shiv,

    Could u please endure the facility of doing the SSA through net banking.Is there any option it for?

  122. Sir,

    Can you please tell me if the birth certificate of the child should contain his/her name? Initial birth certificate issues by the MCD does not have the name of the child. Should we get the Birth certificate with the name of the child mentioned on it?
    Thanks in advance.

  123. Sir ..I have two girl child. But don’t have their date of birth certificate …is it possible to open sukanya samriddhi yojna account if I produced letter head from their school…. Sir plz reply as soon as possible

  124. Sir, We are blessed with girl baby. We got birth certificate also.
    I have two doubts to open account.
    1. Baby born on 29/08/2015. We got birth certificate too.
    Are we eligible to open account?
    2. In the above form, Under 1st depositor name, There mentioned two names. What does it mean? If i’m be the 1st depositor, could my wife be the 2nd depositor?
    Thank you

      1. Mr. Shiv,

        On first page, point no. 7, you have mentioned two names, of your daughter and yours. But you have put U/G between the two names.
        What does it mean?

  125. I want to know the calculation of interest weather it will be counted periodically or yearly i.e.
    if i deposit in april
    1000*12=12000 pa @ 9.2% int=1104
    if i deposit in september
    1000*12=12000 pa @ 9.2% int=1104*7/12=644 OR full amount of 1104 will be availed

    1. Hi Kavita,
      Interest will be paid for the period of deposit and compounded annually. If you deposit in September, then interest will be paid for 7 months only and added to your investment amount in April.

  126. Sir,
    We are living in gurgaon on rented house.we have residential proof our home town and we do not have aadhar card.how can be open sukanya account for my daughter.

  127. Sir, 1) if I changed the amount every year, then how do I came to know that, at maturity how much I will get???

    2) How many time in a month I can deposit money? Is there any rules for depositing money???

  128. Sir, if I changed the amount every year, then how do I came to know that, at maturity how much I will get???

    1. Hi Vivek,
      It is extremely difficult to guesstimate the exact maturity amount if you deposit different amounts every year. Moreover, even interest rate is not fixed, so it is not possible to calculate exact maturity amount.

  129. Good afternoon sir !
    Thank you for all the information.
    I have just one query.
    If I am the depositor , Can I use the maturity amount with due consensus from girl child for some other purposes along with for her marriage & education ?

  130. Mera ssa me 2 account post office me Hai …kya me is account ko SBI me transfer kar Santa hu…kyoki me Jo bhi transaction karta hu uski details nahi milta…account ki detail kaha se mile Gi ..koi SMS or contact no.

  131. sir, i am telling my query regarding my 8 years age daughter, who is suffering down syndrom (75% severity). So, I would ask you that is she eligible to open account for my daughter under the scheme of SUKANYA SAMRDIDHI YOJANA.

    Waiting for reply.

    Frm
    T.S.Jiwani

  132. Hi Sir,

    The 50 percent withdrawal is it 18 years from the registration or is it when the girl turns 18. Please let me know the same.

  133. Dear friends,

    One another document is required for opening a SSA, That is
    Photocopy of PAN card of legal guardian / parent .

  134. Hi,
    Is it possible to deposit the amount from any post office across country with the pass book or we can only do it at the post office branch where we opened the account?

  135. Sir meri 6 mahine ki beti he uske liye konsa plan best hoga sir..?? Aur isme hm supose abhi mene mnthly plan 5000 se kiya aur baad me 2 3 saal baad kya me plan chng kr skta hu..!! Mtlb 10000 bhrna chahu mnthly baad me to bhr skta hu.. aur iska benifit milskta he..??

  136. Hi Sir,
    I want to know that can I pay money through bank account or link the account with SSY so money can automatically deuct from my salary account .please suggest me

  137. Hi shiv
    Firstly happy diwali to u nd ur family.
    I want to know.
    1.if account 21 year complete but on the same time if we or girl is not want to marriage due to anyy reason, can we withdrawl the amount in that case or money automatically come to account.
    2.What docement is required at the time of partial withdrawl, at the time of marriage,at the time of complete 21 year.
    3.Suppose in case both guardian or baby girl died in a accident or due to any reason than what happen to accounts money.

    Regards
    Neeraj

  138. if you go post office with this application. post office give you new 4 page application form for your all wicket down. so your one day west time also spent so please update this form.

  139. Hi!

    How do I get the tax benefit by showing this as a proof of investment to my company. There is no where mention of this scheme coming under Section 80C or 80 CCC. Will the attestation of the passbook from the post master suffice? Please advice.

    Thanks
    John

  140. Sir , why should we submit my daughters photographs, I think when this will mature at that time she can not be recognized by the same photo.

  141. Hi,
    My daughter is 1 month old. I have her unnamed birth certificate issued by hospital . Is this will work to open account in Sukanya Samriddhi Yojana .
    Please advise.
    Ayush Dixit

  142. HI,

    Can i start this Sukanya samriddhi account for my daughter by April 2016.

    She is 6 year old.

    regards
    Mariam

  143. My daughters date of birth is 29th jan 2005 can I open ssy a/c. In post office they say scheme has been closed on 2nd dec Please help.

  144. Sir 1 question suknya yojna interest rate are 9.2 or 9.5 it’s confused and required for amnt 16 yr I can widrl amnt

  145. Hiiii shiv sir. …. Sir please app clear kar sakte h ki main par month apne according amount jama kra sakta hu.. I mean ‘ in every month a different amount can I submit??

  146. Hi,

    if i will pay Rs. 4000 yearly so what mount i will get after 15 year…pl;s confirm the what is the process for apply…

  147. Sir is it necessary to declare a fix amount in a year.I mean can I deposit 4000 in 1st year n 40000 in next year….plz suggest me I have a little princess..othervisd when she is married , I got have helthy payment his marriage pls tell me

  148. Sir ,
    I want to open sukanya smridhi yojna for my girl who is born in Saudi Arabia,aged 4.5 yrs, can i open this account for them, we have Indian passports

  149. The girl child will get half the amount at the time of marriage n full amount after 21 years

  150. Hi,
    Thanks for the details of Sukanya Samriddhi. I wanted to know that if i start with Rs 1000 monthly and wanted to increase the amount of monthly deposit Rs 2000. So is it possible ? Please suggest. Thanks

  151. Respected Sir,
    Thank you for your such a great support and great information . but I am doubtful that will this scheme be continued further. I mean it will not get collapsed na . shall I trust the scheme u have suggested.

  152. Respected Sir,
    Pls solve my problem as I want open ssy for my daughter, I have all my proof docs on maiden name that means daughters surname differ from my surname, & i want open Account with me(i.e.parent as a mother) & i have no marriage certificate, & below mentioning docs with surname:- Daughter birth certificate surname:kadi, mother surname on all docs: vyawahare.
    I think u understand my problem, so pls i kindly request to u to give solution or answer. Pls revert me back through mail also if u possible.
    Thank u..

  153. Dear sir,
    I want to open sukanya smridhi yojna for my just 6th month old my girl child so can my child eligible for it….?? And can i also get this scheme anywhere in India.? And if i open this account in Bihar so can i deposit that amount from anywhere through any bank..? Or i have to go with that same post office where i have open the account…? And one more thing i want to ask you….can i open her account in Bihar state because I’m from Bihar but my girl child born in Delhi and address mentions in her birth certificate is in Delhi which is on rent….? So there is any problem at clam time because of address change.

  154. My daughter is now 10 years old, If she gets marry at the age of 25 years i.e. after only 15 years of opening account, if we do not want to withdraw money for her marriage and want to keep it for complete 21 years. Is it possible?

    Means can we withdraw money when she is 31 years old (after her marriage of 6 years)?

  155. As a grandfather, can I invest money in SSA for my granddaughter instead of her earning parents and claim benefit under 80C? Please advise

  156. sir

    agar m apne beti ka account ssa open karwta hu agar 14 yers tak kisi karan bash jama nahi karpata hu toe mera paisa dube jayega

  157. Hi,
    I have opened SSY account for my baby, but in the form I wrote my name, and now I am looking for addition of my wife name also to deposit an amount in SSY account and benefit in 80C under IT Tax, as I am already exhausted on 80C of mine.
    I had a word with Vasant kunj Post office, they told me they are unaware if now we can add the name, and reffered me for Sarojni nagar post office.
    I will be glad if you can help me here.

    Happy New year & Thanks in Advance 🙂

    1. Hi,

      Please may you address my above mentioned query regarding name change/add to/of my spouse name. It will be great of you, if any process is there to just add spouse name as well.

      Regards

  158. I Mr.Gajanan. Mhalsekar. I have open my SSA in post to my daughter kumri Aditi.Mhalsekar.yearly 1000/_.so what amount I want to deposit in next year. & daughter dob is 05.01.2007

  159. Shivji,
    Kudos to your promptness that u r showing towords each and every peoples concerns …… Bhagwan apko aisehi shakti de aur apki is kam ke bare me jitna SARAHANA karni chahiye utnihi kam hai …
    Firse ek war dhanyawad

  160. Hello Sir/ Madam,

    How many account can be opened form different different banks?
    if only one (1) then can we open one from bank and other from post office ?

    1. For opening this account i have to visit the bank or post office,i wnt to open an ssa for my 1year daughter

      1. Both either post office or bank, you can open only one account for ssy for 1 girl child. But i recommend opt it from bank.

  161. Dear sir,
    MY girl child DOB is 26/04/2009.I can deposit annually 1.5 lakh per annum from this year.How much can I expect maturity amount in 21st year of my child approximately.
    Thank you.

  162. At the time d filling dis form for ma daughter,I filled my husband name as guardian.At that time I didn’t 9 and it’s benefits in tax deduction. M in govt sector m ma husband in Pvt sector. Can I claim with dis SSY as tax deduction? ??

    1. As i understand yes, you can claim for tax deduction, but ensure your husband will not claim for the same.

  163. Hi sir 3 sawal hai mere 1sawal yearly 1000 ya monthly 2sawal bank account SBI me hona ya boi chalega 3sawal MERI beti Mumbai me janam lie aur me Andra Pradesh kahu pls answer me

  164. Dear Sir,

    Just want to know that my younger daughter was born on 24 August 2003. Is my daughter is eligible for “Sukanya Samriddhi Yojana ” and can I now open the account in my nearby Post Office.

    Thanks & Best Regards,
    Khayum Ahmed Khan.

  165. Hii sir,
    Now in 2017 the financial year has been finished, then can we open account even now, or we should wait untill the next year 2018 financial year comes, can we open account now in 2017,

  166. Hii sir,
    Now in 2017 the financial year has been finished, then can we open account even now, or we should wait untill the next year 2018 financial year comes. I hope if you have reply soon we can go through that.

  167. Mairi 1 June 2017 KO bet I Hui hai kya mai is yogna ka labh utha skti hu kripya mujhe is no par call kare. 9643847523

  168. Hi m Janna chahata hu ki kya yeh scheme b sarkar ki tarah din m tare to nahi dika rahi h bas pese lene ka kaam dena kuchh nahi.

  169. Dear sir,
    My girl child DOB is 24/08/2012.I can deposit annually Rs. 12000.How much can I expect maturity amount in 21st year of my child approximately.
    Thank you.
    Dipankar

  170. Dear sir
    My daughter DOB 16.08.16 es sukanya yojna ke jankari nahe he esme ketna pisa melega
    9685267943

  171. Hello Sir,
    my daughters are born in qatar,they are holding indian passport as qatar is not giving nationality or PRO,are they eligible for this scheme.

  172. Sir mere ek larki h 2years ki ager uska account sukanya samrati account open karna ho tho ho jayga kya 9529103133 massage karna ok sir

  173. Thanks a ton Shiv ji.. which ever questions can be raised you had given the answer for all.. which ever even not in my mind u gave the answer for those also… Thank you!

  174. I have a doubt that, if i open an account for my baby at the rate of interest 8.5% per annum.
    If the govt decreased rate of interest in the subsequent years, on which rate of interest basis my amount will be calculated.

    please help me in this.

  175. Dear sir,
    I have completed ssy form filled up but nio otp received
    when it is available.

    THANKS
    C.K.GHOSH

  176. Sir is it necessary that amount is deposit in every month 1000 Rs or it possible to deposit 3 months other wise yearly once 12.000 Rs like that possible

  177. My question is my wife left me along with baby gril . Around i invested 4laks in baby account to till now . im the guardian to her. If my daughter not found till she aged 21 year . How can withdraw the money

  178. I have one girl child 3 yrs old, i opened Sukanya Samriddhi account in SBI bank & deposited 41000 so far.. My wife also opened Sukanya Samriddhi account in post office & depositing cash for last 2 yrs. Now only we came to know that only one account per girl child… what should we do further wheather we can get any one account to be closed & get back the cash or we can transfer the cash to either one account…. Pls suggest

  179. Sir,
    I want to know that my daughter’s age is 12years. whether I have to deposit up to the age of 14 yrs or upto 14 yrs after opening the SSY account. kindly advise

  180. Is there any safe and secure app through which i can pay the amt in this scheme
    I had already open the account

  181. what are the other banks now included for opening of sukanya samriddhi yojana account upto this month june2018 wheather Axis Bank Is authorised

  182. Hello Sir ,

    I want to fill the Sukanya form ,my daughter is 5 years cross ,
    due to help in his relation and study .i am very poor so this way may be some help after 20 years ,
    If any one one person awair the process then help me ,

    My contect no- 8076855161

  183. Hi sir,

    My name is deepali.. I gt married in d year 2015 at goa.. But due to some dicuments problems not able to get my marriage certificate yet.. So my name have not yet changed.. N my babys birth was at mumbai in 2017.. N she is having her dads name in her birth certificate..
    So is dr any problem if i applied for this scheme as my name is differnt and still not have marriage certificate??

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