A lot of you reply to the daily emails with suggestions for posts, and I really appreciate that because it gives me post ideas, and I can write about stuff that is most relevant to you.
Normally, I take the gist of your suggestion; create a title of the post, and note it down on a virtual sticky note. But, the issue with this is that it is easy enough to miss an email, and sometimes the titles on the sticky notes don’t make any sense to me when I look at them later on.
So, I am creating a page here that is specifically for your suggestions for posts. You can leave a comment here suggesting an idea for a post, and if I know enough about the topic I will write about it.
That way we won’t lose track of anything you say, and if multiple people suggest the same topic for a post then I know that it should be written prior to moving on to other things.
Thanks for reading – and writing!
I invested last year in 1Yr FMP. The fund house sent me a letter asking my option to extend it for another 2 yrs. Is this because of favourable taxation of debt funds if held for 36months?I am told, that I may not get taxation benefit, if the FMP is extended in this manner till 3 yrs, because the original investment in FMP and later its extension will be under 2 different nos.Please clarify.
Hello,
I find your website very informative. Can you please spare some time to provide your view on mutual fund investment at this state? Some specific things I would look for:
– SIP or lump sum, MF names to invest.
– Outlook for debt MFs
Thank You!
Being in the highest tax bracket, I’ve been trying to shift my investment from Bank Fixed Deposits to Fixed Maturity Plans which are more tax efficient.
I’ve noticed that most FMP’s don’t go thro’ & are called off. Why is this so?
In the last 2 months, BSL MF,Tata MF & Reliance MF have returned my money saying that they have been unable to raise the amount required to launch the FMP schemes.
Are there other avenues for Sr Citizens like us?
Invest in Debt Long Term Gilt Funds.Currently giving about 15 to 20% Returns.Market expects a lower interest regime in future.It it happens it is good for such funds.If you can hold them for 3 Years it is tax efficient too.
While announcing the OFS for CIL,Govt said that some part of CIL share will be sold through green shoe method. What is actually green shoe method
Hi Shiv, Manshu
Last week PM has launched ‘Sukanya Samridhi Yojana’. This is only for girl child. For current FY, its interest rate is 9.1%. It seems to be good scheme under debt category. Can you please write an article on it. you can cover its tax implications and whether it is better than PPF etc.
Regards,
Amit.
Hi,
I would like to know why in Indian Currency we have only Mahatma Gandhi ?? Whereas if you compare US dollar, you see various past political leaders of US. Why can’t we have other leaders on our currencies ??
Please let me know.
Thank you ,
Satyam Chawla
Hi,
I wish to start investing in direct plans of mutual funds. I know I’ll have to apply directly through fundhouse/AMC website and that means a lot of paperwork for a first time investor like me. To make it easier, I’ve come up with a methodology – please let me know if it will work or not.
Methodology:
1. Invest minimum amount (Rs 500) in my shortlisted mutual funds via ICICIdirect (I already have an active icicidirect account). This will give me folio numbers for those mutual funds.
2. I can apply for online login to fundhouses/AMCs (for the mutual funds purchased in step 1) websites using the folio numbers – this will not require any paperwork.
3. Once I have the online login for the AMC website, I can purchase direct plans.
Will this work?
In my opinion do not invest in MF through a broker as high brokerage will add to the cost. Applying online is a better option.
I have a DEMAT account in my wife’s name. she has opened the account in her maiden name since the supporting document presented at that time had that name. But most of her MF accounts are in her new name after marriage with the surname added. Our broker has not advised her on this difference .Now the broker firm is refusing to DEMAT her MF accounts citing this anomaly. I am not interested in opening another DEMAT account with the new name since some of the holdings are still in her maiden name. Besides the trouble has come up by broker firm’s callous attitude. there are two broker firms involved, one refusing to do anything with the other MF.
Can anybody suggest a way out.
You can change the name in your wife’s demat account. Check this link too – https://nsdl.co.in/nsdlcas/index.php. It will be beneficial.
I want to open a basic service demat account in order to minimise the charges since I am new to this..have been moving from one DP to other almost everyone discouraging ..saying you have to pay exactly same as a nonBSDA ac holder for trading account, some charging brokerage in the highest slab openly saying what the DP will get if you open BSDA..can anyone suggest or comment on this
Plz share the deatalied analysis of ‘Sukanya Samriddhi Account’
Like MAturity tax amount status , Etc
Dear all,
Stay away from Monte Carlo IPO. Please read research on Oswal Family business and then decide.
Thank you.
Where have you guys disappeared?
Dear
Waiting for your views on the MonteCarlo Ipo?
First day is already over?
Please !
Hi Shiv,
Can you share your views on the Kotak banking sector ETF (closing 28th Nov 14) ? Considering that the banking sector stocks have peaked out, what is your view on future prospects, considering fundamentals and other factors?
Thanks in advance for your views.
Regards,
SB
Hi SB,
I think banking stocks have run up quite fast and are trading ahead of their fundamentals. In the short-term, a correction is expected, but in the long term, I am still quite bullish. ETFs track certain benchmarks and their performance is co-related to the benchmark’s performance. So, if the banking stocks perform, Kotak’s ETF will also perform.
Indian stock market is at life time high, economy is improving as per recent macro data, inflation is in downward trend, CAD/trade deficit is contracting, FII inflow is increasing, in spite of all these favorable factors ,why rupee is depreciating against USD day by day.
Rupee is depreciating coz US dollar is getting stronger against all other global currencies. Stronger US economy and withdrawal of quantitative easing by the Fed are the main reasons behind stronger US dollar. In fact, among some of the top economies of the world, Indian Rupee has depreciated the least against the dollar in the last 3-6 months.
Pls suggest top divident paying companies in India.
Pls give list of low beta stock in India.
thanks
-Johar
Hi Manshu,
I like your articles and am a regular follower of your article. I wish, you also cover on Currency Exposure risks and hedging through Currency Derivative Market.
Are there any broker who provide Trading in Currency Options?
Thanks & Regards,
Abhigyan Gupta
Hi Shiv,
Could you please suggest your views on the de-merger plans for crompton Greaves for the consumer products. Lots of investors have turned down this move.?
pl.give idea about mutualfund schewme portfolioturnover ratio and expense ratio and also guide about new fund offer why they are higlighting that issue at par
Hi Manshu,
I ready your blog regularly, Can you please shed some light on lending clubs (peer to peer lending) like http://www.i-lend.in/ in India and lendingclub.com in US.
Thanks!