Economy and your finances carnival Dec 6 2009

Welcome to the December 6, 2009 edition of OneMint – Economy and your Finances.

Debt

TC presents How To Repay Your Credit Cards Quickly posted at How To Eliminate Debts, saying, “Ever wanted to know how to write off your debts? Or even get them written off because they are “unenforceable”? Or simply pay the least amount of interest possible? Click on the link for the full story!”

Alex presents The Best Free Online Budget Tracking Tool posted at MoneyStance – Money Making Opportunity Reviews, saying, “HOORAY, Alex has broken past the half million dollars in debt milestone and climbing his way toward goal #1. He also found a free online budget tracking tool that is assisting him in identifying his wife’s spending trends.”

PT presents Chase Sapphire Review: $100 Initial Bonus posted at Prime Time Money.

Joe E presents Easy Guide to Paying Off Student Loans: 7 Tips posted at Consolidating Student Loans Online, saying, “Student loan debt is usually the second biggest financial burden you’ll take on during your lifetime (behind a mortgage). Paying down this debt is very important and should be done in an efficient manor.”

Brandon Laughridge presents FHA Down Payment May Rise Soon posted at Mortgage Loan Place Blog, saying, “It could much harder for new home buyers to secure any sort of mortgage in 2010 with the recent shakeup in FHA financing options.”

Evolution Of Wealth presents 4 Reasons to Talk to Your Creditors posted at Evolution of Wealth.

Economics

Dan Green presents Trends In Mortgage Rates : What The Fall Season Brings To Rate Shoppers posted at The Mortgage Reports, saying, “Watching trends, mortgage rates tend to fall with the temperatures. This year is no different.”

nissim ziv presents Can a Hobby Work For You? Turning a Hobby into a business posted at Job Interview Guide, saying, “Many have heard of great success stories from those who quit their day jobs to pursue active and lucrative hobbies from home.
Is this choice right for you?”

Ella Moss presents MORE ON THE GREAT FINANCIAL DISASTER OF 2010 « Zodiac Times posted at Zodiac Times, saying, “economic predictions from the pen of an astrologer”

Darwin presents 787 ETFs Listed – Every Exchange Traded Fund Known to Man posted at Darwin’s Finance, saying, “The most comprehensive list of 800+ ETFs ranging from sector and country ETFs to short and leveraged ETFs. A quick one-stop bookmarkable reference list for future reference.”

Albie presents 4 Stock investing tips for intelligent people by Ben Graham (the major influence on Warren Buffett) posted at iDevelopWorld.

The Dividend Guy presents Dividend Stock and ETF Holdings | The Dividend Guy Blog posted at The Dividend Guy Blog, saying, “I have posted my dividend stock and ETF holdings for my readers to see.”

The Dough Roller presents 5 Reasons Why You Are Not Wealthy posted at The Dough Roller, saying, “Face it, you aren’t wealthy; at least not now. If you aren’t careful and watch out for these five reasons then you won’t be wealthy tomorrow either.”

Carlos Sera presents A Tale of Two Titans; Financial Tales posted at Financial Tales, saying, “Dollar Cost Averaging and Asset Allocation:A question that always comes up, regardless of age, is how do I allocate my money once I start a savings program? The question soon morphs into how do I allocate my money after I have been saving for some time? I believe in simplicity. The combination of simplicity with mathematical elegance leads to a powerful solution that is within the grasp of most investors and most importantly, because it is comprehensible has a high likelihood of sustainability.”

Mike Piper presents 8 Sample (and Simple) Portfolios posted at The Oblivious Investor, saying, “Investing doesn’t have to be complicated. These low-cost, buy & hold portfolios allow investors to make it as simple as they want.”

Jeff Rose presents What are Deferred Compensation Plans? posted at Jeff Rose.

Nate Kragness presents My Free Cash | Diversifying your Portfolio: Four Asset Classes Critical to Long-Term Success posted at My Free Cash | Your Guide to Money Management, saying, “By protecting your capital with diversification strategies, and maintaining each of these four asset classes, you ensure that your total portfolio continues to grow, even in spite of any individual losses or market conditions. Provides strategies and tips to balance and leverage various asset classes in order to minimize risk while maximizing rewards long-term.”

Personal Finance

MatthewPaulson presents Avoid These Things Which Will Hurt Your Credit posted at Fine-Tuned Finances.

Matthew Paulson presents New Regulations for Gift Card Holders posted at American Consumer News.

PT presents Upromise Review: A Little Extra Savings for College posted at Prime Time Money.

Wren Caulfield presents Couchsurfing to Save Money and Make Friends While Traveling: Our Experiences. posted at True Adventures in Money Hacking.

Madeleine Begun Kane presents Neither High, Nor Dry posted at Mad Kane’s Humor Blog.

Tom @ Canadian Finance Blog presents Insurance You Can Do Without – Auto Glass Insurance | The Canadian Finance Blog posted at The Canadian Finance Blog, saying, “No one enjoys getting chips or cracks in their windshield, but is it worth getting insurance for this?”

GLBL presents More discussion on the homeschool issue posted at Gather Little By Little, saying, “There were so many questions from yesterday’s post on Homeschool Finance, that I decided to do a follow-up post today and explain a few things:”

Wren Caulfield presents The fence that makes good neighbors needs a gate to make good friends posted at True Adventures in Money Hacking.

Peak Personal Finance presents 3 Tips for Stretching Your Retirement Account posted at Peak Personal Finance, saying, “How to make your retirement fund last longer.”

David presents Chase Freedom Credit Card 3% Cash Back Bonus posted at Credit Card Offers IQ, saying, “The Chase Freedom Card, with up to 3% cash back, 0% APR and a $50 sign up bonus, makes the perfect holiday shopping credit card.”

Albie presents How to use Kiva to turn your $50 into $500 so that you infinitely give more and more to empower the poor in our world posted at iDevelopWorld.

One Family presents A Peek Into Our Roadmap to Financial Independence posted at One Family’s Blog.

Credit Shout presents Chase Sapphire Card Review posted at CreditShout.

Matt Mason presents Turn Up The Heat, Turn Down The Meter posted at FYMO Personal Finance Blog.

Steve Faber presents Preventing Identity Theft – The Next Level posted at DebtBlog, saying, “Check out these powerful strategies to help you from becoming an ID theft victim.”

Peak Personal Finance presents Tips for Better Holiday Shopping posted at Peak Personal Finance.

CreditCardAssist presents Credit Unions Provide Credit Card Alternative for Consumers | Credit Card Assist Blog posted at Credit Card Assist, saying, “With the credit crisis lingering, credit unions have recently stepped into the spotlight by providing an alternative to traditional credit card lending that consumers are desperately in need of.”

FMF presents Five Steps to Six Figures in Seven Years posted at Free Money Finance, saying, “How to make six figures in a short period of time.”

Darwin presents FICA Tax Rates 2009, 2010 – How They Work and Why They Matter posted at Darwin’s Finance, saying, “The FICA Tax – What is it and why’s it matter? This article outlines FICA limits and how shifting income into or out of the current tax year could easily save you thousands of dollars in taxes.”

BWL presents 9 ideas for homemade Christmas presents posted at Christian Personal Finance, saying, “These are a few ideas for gifts you can make at home!”

jim presents What Is A Good Credit Score? posted at Blueprint for Financial Prosperity.

The Dough Roller presents 5 Travel Rewards Credit Cards Perfect for Family Trips posted at The Dough Roller, saying, “Here are 5 travel reward credit cards that could pay for some or even all of your next vacation”

Patrick @ Cash Money Life presents Individual Health Insurance vs. Group Health Insurance posted at Cash Money Life, saying, “What you need to know about group and individual health insurance, and why individual health insurance may be a better deal than you think.”

FIRE Getters presents What is the Current Unemployment Rate? posted at FIRE Finance.

SVB presents Rules to build a basic stock portfolio posted at The Digerati Life

TSW presents How to get a free FICO credit score posted at The Smarter Wallet

Stocks

Steve Patterson presents FastSwings – Blogs – Dell Falls on Poor Earnings posted at FastSwings, saying, “Dell is moving into the services market with its recent acquisition of Perot Systems.”

Chirag presents BSE IPO Index | SQUAMBLE posted at SQUAMBLE.

That concludes this edition. Submit your blog article to the next edition of OneMint – economy and your finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.