Can I buy gold coins at the post office?

A few days ago I wrote about buying gold coins in India, and in that post I wrote about banks selling gold coins. What I didn’t know at the time was that even post offices have started selling gold coins in India!

The post office sells 24 carat gold coins of the denominations of 0.5 grams, 1 grams, 5 grams and 8 grams. Right now, this service is quite limited, and not every post office sells gold coins.

Buy gold coins from the post office
Buy gold coins from post office

In fact this option is available only to people living in the following cities:

  • Chennai
  • Trichy
  • Madurai
  • Coimbatore
  • Salem
  • Delhi
  • Ahmedabad
  • Surat
  • Vadodara
  • Pune
  • Nagpur
  • Nashik
  • Mumbai

This link has a list of all the post offices within these cities that sell gold coins. I read somewhere that post offices in Jharkhand have also started selling gold coins, but didn’t find them in the postal department’s website.

There are several similarities in buying gold coins from the post office and buying them from a bank; for one – if you are buying gold coins worth more than Rs.50,000 – you will have to furnish a copy of your PAN card. For another – you will pay a certain premium because the post office says that it charges a commission of 4% on the gold coins. However, this premium might still be less than the one charged at a bank.

If you are looking to buy gold coins – then this opens up one more option for you – it might not be the cheapest option, but it is probably cheaper than buying from a bank, and offers much of the same confidence.

Image by Motoyen

76 thoughts on “Can I buy gold coins at the post office?”

  1. Iam shoced to hear that Post office you can buy 24 carat gold, but in time our need we cannot sell the same gold the postal service never buy the gold back from us. Than where should I go to sell my gold.

  2. Hi,
    Am Mr Yapi Adams by name, the CEO Yapi Capital. We have 24ct, 99.9% purity raw gold bars for sale and our price is $25,000 usd per kg. I need serious buyers from India, if interested call or whatsapp me on: +2348099373895

  3. Hi,
    Can anyone suggest me when the gold rate will reduce in upcoming month, because some of the article and TV new channel says that in “Ashada masam” gold rate will reduce.
    But I wt see much difference in gold rate. Can you please suggest me in which month or week it will reduce, due to occasion we are planning to buy some gold.

  4. Sir,
    Can i buy gold coin. if i exchange of my old gold . whether if yes mention send me details below.

    1. The J&K Post office website mentions some addresses, maybe you can find one close to you. Here is the info it has:

      In association with RML & WGC, India Post sells gold coins of the denomination 0.5 g, 1g, 5 g and 8 g of 24 carat (99.99% pure). The gold coins are packed in a sealed cover with the certification from Valcambi, Switzerland. It has the benefits like internationally recognized certification, low risk of duplication, quality packaging, product standardization, numbering.
      In Jammu and Kashmir PostalCircles, Gold Coin are sold through Jammu TawiHO,GandhiNagar HO, Srinagar GPO, Jawahar Nagar SO, Kathua HO, Udhampur HO, RS Pura SO, and Janipur SO.

      Here is the link: http://jkpost.gov.in/gold_coin.html

  5. hi! i hve bought 25gm gold from PO. I wnt to ask whether i got the money as per the market value of gold whenever i sell it or i hve to go with any kind of deal with the jeweller at the time of selling.
    and plz tell me whether jewellers purchase it or not?

  6. Hi Manishu, this is my first time in this site and I already like it. Now, a quick query. From all the discussions, it looks like no matter where you buy the gold from – bank or PO etc, reselling will be to Jewellers or Traders etc only, correct?

    Is there any govt entity/org that you can suggest where I can resell my gold? Don’t really want to go to individual own business setup to sell it.

    P.S. I bought gold 8 months ago, for the 1st time, and want to sell it now.

    Thanks!
    John

  7. Sir,
    Can you please write on “illegal Kickbacks to medical practitioners(and Quacks) by Pharmaceutical companies in India and its effect on ever raising PRICES of medicines available to our people?”

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